Planning for your year-end giving

As we enter a time of year when thanks are top of mind for many, we pause to offer our gratitude for the gifts of support that allow FLOW to work every day protecting water in the Great Lakes Basin. By powering FLOW, our generous donors become powerful Great Lakes defenders. Thank you.

Recognizing that certain ways of giving take a little extra time for donors to arrange, we offer these tips and suggestions for those who plan to include FLOW in your year-end giving:

Donate from your IRA

You can facilitate FLOW’s work with a gift from your retirement assets. If you are 70 1/2 or older, you can make direct contributions of up to $100,000 per year from your IRA to FLOW. These distributions can be counted toward your Required Minimum Distribution, and may result in lower taxable income.

Please consult your tax advisor to learn more about how both you and FLOW can benefit.

A distribution of this kind, called a QCD or qualified charitable distribution, should be made directly from your IRA custodian to FLOW. Just contact your IRA manager and provide the following information:

FLOW’s federal tax ID (EIN): 45-4370935
FLOW’s official registered name and address:
For Love Of Water
440 W Front St, Suite 100
Traverse City, MI 49684

FLOW’s phone number: 231-944-1568

We would welcome a notification from you to be on the lookout for the funds, so that we can appropriately recognize your generosity. Transfers of this type don’t always include full information about the donor, so please do let us know your plans by calling FLOW at 231-944-1568 or emailing FLOW at

Make a gift of securities

A gift of appreciated securities may be an ideal way for you to support FLOW, depending on your personal circumstances.

Please consult with your financial advisor regarding the specific tax benefits of gifting securities.

Please contact FLOW for more information about donating stock, by phoning 231-944-1568 or emailing

As always, you can make a gift any time via our secure online portal.

You defend the Great Lakes watershed with your generosity!